All Life Insurance

AllLife Insurance is a reputable insurance company which is committed towards providing life assurance products to people living with HIV/AIDS.  The company is affiliated to the Centriq Life Insurance Company, a subsidiary of Kagiso and Santam which gives it the capability to administer the regulatory and financial requirements of providing life insurance products. As one of the first companies to offer comprehensive life assurance to people living with HIV/AIDS, All Life Insurance proved itself to be an innovative service provider geared towards the needs of the South African market.

The All Life products target the entry level market which means that the product range is available at reasonable rates. In addition to the direct cover benefits, clients are also covered for business loans and home loans. The affiliation to Centriq Life Insurance Company means that the products are linked to continuous underwriting which brings health management to the forefront. All Life Insurance offers life assurance products fall under three main categories:

Advantage Term Life

This product provides cover for a limited period of time up to a maximum period of 10 years. It is particularly suitable as a form of cover to provide for dependants over the policy period.  In addition, Advantage Term Life is the most affordable form of cover available.

Advantage Whole Life

This product provides cover for a limited period of time up to a maximum period of 10 years. It is particularly suitable as a form of cover to provide for dependants over the policy period.  In addition, Advantage Term Life is the most affordable form of cover available.

Advantage Whole Life

This product offers unlimited life cover with the option to choose between the fixed or escalating premium.

Advantage Loan Protector Life

This product is designed to cover the debts that a policy holder has accrued. The amount of cover available is the sum of all the outstanding loans matched at the decreasing loan value for a period of up to 20 years.

Advantage Disability Cover

This is an additional option which can be used to supplement all the above products with benefits of up to 75% of the life assured’s death benefit.

All Life Insurance provides comprehensive life assurance cover for people living with HIV/AIDS. You can access the products via the customer service centre, or you can download the application forms from the company’s official website. All Life Insurance also makes use of AllLife financial service providers to provide clients with expert advice.

AllLife Contact details:

Tel: 0861 255 5433
Email: info@alllife.co.za
Website: www.alllife.co.za