1Life Insurance
1Life Insurance Ltd is a wholly owned subsidiary of Budget Holdings Limited, a multinational company based in Europe. Be that as it may, 1Life is geared towards the needs of the South African market. The company caters for the needs of the emerging market by providing quality insurance products at a reasonable cost. By reducing and eliminating administrative costs, 1Life Insurance Ltd has been able to introduce a streamlined operation offering affordable premiums. By making use of modern technology in every facet of their business operations, the company has been able to handle the application procedure and claims processing with great efficiency. The company’s life insurance cover provides your nominated beneficiaries with the value of your life insurance policy in the event of your death. Their financial product offering extend to cover death, disability, dread disease, female dread disease (All Woman), Expense Protector as well as loans and unit trusts.
1Life Pure Life Cover
This type of life cover offers a payout to your beneficiary of your choice, in the event of your death, ranging from R200 000 up to R10 million. The policy also pays out R50 000 Pay Now benefit to your beneficiaries within 24 hours of lodging a valid claim. A terminal illness benefit applies to terminal illness diagnosis patients with a life expectancy of less than 12 months. The policy gives clients the opportunity to increase the cover amount through the Guaranteed Assurability option in order to incorporate any lifestyle changes or major life events.
Expo-Sure – a 1Life benefit
This benefit helps clients to reduce the risk of contracting HIV/AIDS by offering testing and treatment programmes immediately after any event which may have led to the accidental exposure to the HIV virus.
Premiums and Qualifying Criteria:
In order for you to qualify for 1Life Insurance products, you need to fall between the ages of 18 and 65 years old. You must be a South African Citizen with a bank account that allows for a monthly debit order. Your premium is based on your specific risk profile and this will have a direct impact on how much you pay.
1Life is a reliable service provider which provides direct telephonic and internet-based access to life cover and other insurance products. The absence of up-front medical examinations combined with affordable premiums makes the process of choosing a life insurance policy at 1Life Insurance less cumbersome.
1Life Contact details:
Tel: 0860 10 53 40
Email: clientservices@1life.co.za
Website: www.1life.co.za
R120 cover ife insurance
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
My mother is a 74 year old lady ,so I want to cover her how much will I pay for her cover
I was not very happy the way 1life Direct deducted the premium for Feb 2015 the agreement was a premium will be deducted on the 25th of each month but surprisingly a premium was deducted on the 13th of February before the 25th. Of Couse I was owing two premium for Dec and Jan but I was expecting that 1life Direct was supposed to deduct only for the 2 months that is owing but not including the Feb as per an agreement
I am not very impressed, I need my February 2015 to be reversed and be deducted on the due date please.
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
I’m 50yrs Married have Two Children 21yrs and 13yrs old, can you please send me quotation of life cover from R750 000,00 R1 000 000,00 and R2 000 000,00.
hI guys I jav a cover wit u guys would like to know about my premiums
Can I be please contacted about drafting my will.i have a one life cover.my mobile number is 081419xxxx is offline.can I be contacted on 078686xxxx.thulani
Please call me to make an arrangement for my debit order. Direct Debit 1 Life 112270159 Mrs Nell 083519xxxx
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
Hi. I am a member of 1life direct and I need to change my Surname and my bank account. Please assist me.
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
I want to cover myself (40yrs) with R150 000 , and my mother (59yrs) cover of R100 000
Hi my name is Kwena Andrews Dinake, my I’d number is 770905552xxxx, have a policy with 1life (life cover)
Would like to ask if the policy am having with 1life has a surrender value and if so how much can it be
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
Good
looking for life cover for my parents4
Kindly note that I would like to cancel Policy 11291xxxx signed up in August 2016 with immediate effect as my Sanlam broker provided us with a better deal. The payment has already been stopped on my Standard Bank account.
My husband is 73…can I get life cover for him?
I have once again been decline for life / and/or full cover on a policy – reason? I am toooo sickly !!!! I am a GREAT risk !!!!
why? My kidneys are not working 100% – but for past 22years NEVER been treated for kidneys.
palpitations – why? because of HYPERthyroidism – after nuclear (radioactive) iodine, suffering from hypothyroidism – but still have the palpitations, thus drinking pur-Bloka.
oh yes, cholesterol. heriditary. treatment? first told to watch the diet … i have been doing just that becasue with hypothyroidism Eltroxin doesn’t really fix up all the body’s hormones, so slow metabolism .. thus watch what to eat so that i dont pick up weight and become as big as an airbus! so with cholesterol – statins are absolutely poison and caused so much chest pain that i had to stop it. then they prescribe biofibrates – oh goodness, even worse! pain in joints and feeling sick.
so?
my goodness, i am only applying for R5000 income protection. ja, true – 5 and 000 NOT 50 000.
not smoking. 1 red wine /day. not climbing the himalayas. not racing down the highway behind a speedboat. or parachuting.
HOW DARE THESE INSURANCE COMPANIES DECIDE THAT I AM NOT WORTHY OF BEING INSURED?????
WHO THE DICKENS ARE THEY TO DECIDE THAT MY CHILDREN AND GRANDCHILDREN ARE TO BE EXCLUDED FROM BENEFITS UPON MY DEATH – and take into account, if i die from all of the above, i can understand it, but if not-natural causes then my children and loved ones are also being penalised.
HOW DARE THESE INDUSTRIES!!!!!!!!!!!!!!!
if we are talking millions – yes, i can understand.
i am an ordinary citizen … 22 years ago my kidneys only worked 37%+ 63% respectively – and they are still operating the same way. no dialysis. no earthstopping illness & medication.
WOW. i am too expensive to insure!
what bull trype & tortoise feathers!!!! WAKE UP!!!
i am still living and sanlam is still standing.
this is sidelining in the worst possible way. maybe there is a better word to describe it, i just get so freakin’ worked up that i cannot get a better word. DISCRIMINATION !!!!!!!!!!!!
do i go to the Human Rights Commission now?
or is there SOMEWHERE an agent who is prepared to help me get life cover????????????
I DARE ANY OF THE LIFE INSURANCE INDUSTRIES TO INSURE ME!!!!! and do it over all the years that i have been discriminated against and cut out from benefits because of “safety measures”.
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
Like to know more about life insurance
Life insurance
Hi im 53 year old lady not married,i have 3 children 34 ,29,21 with 4 grand children 7,4 14nd the last one is under a year plus my brother of 46 pls quote me urgently.
Admin response:
Thank you for your enquiry. We have submitted it to 1Life and they will respond directly to you.
can you guys contact this number 083238xxxx regarding a policy no.19162000005501
Would like to ask if the policy am having with 1life has a surrender value and if so how much can it be